November 5, 2010

Hot Water Recirculation Systems

If you are considering a hot water recirculating system be aware that here are a number of systems that should be analyzed to fit your needs and where you would like to conserve. The benefits of hot water recirculation are rather obvious. You get nearly instant hot water which is convenient, and you save a […]

November 2, 2010

Time is Right to Buy a Retirement Home

Daily Real Estate News  | November 2, 2010  | Money Magazine is urging people a few years from retirement who plan to move when they quit work to consider buying now while home prices and mortgage rates are low.Buyers who intend to use the place as a second home will pay the same rate as they would […]

October 28, 2010

New Home Sales Rise; Builders See Stabilization

Sales of new homes rose 6.6 percent in September to a seasonally adjusted annual rate of 307,000, the U.S. Commerce Department said Wednesday. Sales have been on the increase for two months, although year-over-year, new-home sales in September were down by 21.5 percent. “After dropping precipitously following the expiration of the first-time homebuyer tax credit, […]

October 19, 2010

Where Do Most People Want to Live?

If you could live in any state, except the one you live in now, what state would you choose to live in? The Harris Poll has asked this question every year since 1997. While California tops the list of most popular states to live in among Echo Boomers (now ages 18 to 33) and Gen […]

October 2, 2010

What You Can Do to Improve Your Credit

Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: 1. Check for and correct any errors in your credit report. Mistakes happen, and you could be paying […]

September 22, 2010

Factors That Decide Your Credit Score

When qualifying for a loan to purchase a new home your credit score is a key factor that lenders consider to determine the rate adn risk of your loan. Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your payment […]

September 15, 2010

Low Rates: Good for Buyers and Good for the Economy

The California housing market edged its way forward in August as lean inventory lifted the statewide median price while sales improved slightly. The median price for the month was $318,660, up 1.2 percent from the July median of $314,850 and 8.6 percent higher than the year-ago median of $293,400. Read Report

September 12, 2010

10 Ways to Prepare for Homeownership

Basic tips on getting ready to buy a new home in North County San Diego. 1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. 2. Develop your home wish list. Then, prioritize the features on your list. 3. Select where […]

September 2, 2010

Conserve with Energy Efficient Hot Water Systems

Hot Water Heaters The energy needed to warm your water can account for a significant part of your monthly utility bill. However, there are several steps you can take to improve the efficiency and control the cost of your water heater. Water heating costs are affected by the type of water heater you have, its […]